Terms of Service

Last Updated: January 2024. These terms govern your access to Quiet Milkwood and our educational resources on Canadian ETF investing.

Disclaimer: This is a standard template and does not replace professional legal advice.

1. Subject and Acceptance of Terms

Welcome to Quiet Milkwood. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you") and Quiet Milkwood ("Company", "we", "us"), a company registered and operating under the laws of the United Kingdom, specifically within the jurisdiction of London.

By accessing our website and using our educational materials regarding Canadian Exchange-Traded Funds (ETFs) and passive income strategies, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Cookie Policy. If you do not agree, you must cease use of the site immediately.

2. Description of Services

Quiet Milkwood provides informational and educational content focused on:

  • Introduction to the Canadian stock market and ETF structures.
  • Technical analysis and evaluation of dividend-paying index funds.
  • Guidance on selecting brokerages available to Canadian residents.
  • Strategies for long-term passive income and portfolio rebalancing.

Financial Disclaimer

Quiet Milkwood is NOT a financial advisor, broker, or tax consultant. All information provided is for educational purposes only. Investing in ETFs involves risk, including the loss of principal. Past performance is not indicative of future results. You should consult with a qualified financial professional before making any investment decisions.

3. Rules of Use and Prohibitions

Users are granted a limited, non-exclusive, non-transferable license to access the content. The following summary table outlines permitted and prohibited actions:

4. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, charts, and software, is the property of Quiet Milkwood or its content suppliers and is protected by UK and international copyright, trademark, and intellectual property laws. The "Quiet Milkwood" brand name and aesthetic are proprietary assets and may not be used without express written permission.

5. Limitation of Liability

Please Read Carefully

To the maximum extent permitted by law (including the Unfair Contract Terms Act 1977), Quiet Milkwood shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

  • Investment losses incurred by following educational guides.
  • Technical interruptions, server downtime, or data loss.
  • Errors, inaccuracies, or omissions in the content.
  • Third-party links to brokerages or financial tools.

6. Applicable Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. By using this site, you agree to the following legal framework:

  • Primary Jurisdiction: The courts of London, England shall have exclusive jurisdiction over any disputes.
  • Data Protection: We comply with the UK GDPR and the Data Protection Act 2018.
  • Consumer Rights: Nothing in these terms affects your statutory rights under the Consumer Rights Act 2015.

7. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the site after changes are posted signifies your acceptance of the revised Terms. We recommend checking this page periodically.

8. Contact and Legal Details

For any questions regarding these Terms or to exercise your rights, please contact the Quiet Milkwood legal department:

General Inquiries

Email:

Phone: +1 (522) 762-8319

Registered Office

152-158 City Road, London EC1V 2NX

London, United Kingdom